Andreas Artemiou has more than 30 years of professional experience in the Banking Sector, in the areas of credit risk, operational risk, capital management, data governance risk, strategy development and implementation, interpretation and implementation of supervisory and regulatory requirements, stress testing, risk analytics and modelling and supporting front line units to adopt sound risk management processes. Prior to joining Astrobank, Andreas worked for the Bank of Cyprus Public Company Limited for the period from 1992 until 2018 where he served in various managerial positions, the most recent being the position of the Manager of Risk Analytics, Capital Risk and Data Governance. He was later seconded to Bank of Cyprus UK (subsequently sold and renamed to Cynergy Bank Limited, UK), where he served as Chief Risk Officer for the period from 2018 until 2021. Upon his repatriation to Cyprus in September 2021, he joined AstroBank initially as Chief Financial Officer (CFO) and as from 01/07/2023 he holds the position of Chief Risk Officer (CRO) – Acting. Andreas is a Fellow of the Association of the Chartered Certified Accountants (FCCA) and Associate of the Institute of the Financial Services (ACIB).