Miltos graduated from Aston University (BSc Management and Computer Science) and also holds an MBA in Financial Studies from Nottingham University. He is a Chartered Director as awarded by the Institute of Directors (UK), and was also an Associate of the Chartered Institute of Bankers. He has served in a number of executive positions and in boards of directors with banks in different countries. He started his career in 1992 at Laiki Bank, where he held several roles for 7 years leading to the position of Manager, Nicosia Corporate and Institutional Banking. He then moved to Petrolina Group (1999 to 2001) where he held the position of the Group Financial Manager for 2 years. In 2001, he moved to the top position of Laiki Bank (Australia) Ltd, (since renamed to Bank of Sydney), as General Manager, a post he held for 5 years. From 2006 until 2013 he worked at Laiki Bank (Cyprus) as the General Manager of International and Financial Services. For 2013 to 2016 he served at Bank of Cyprus as the Director of International Operations which expanded to include the Real Estate Management Unit (REMU) in 2015. In 2016 he returned to Bank of Sydney in Australia and held the position of the CEO until 2023. In 2023 he was appointed CEO of Alpha Bank Cyprus Ltd and an Executive Member of the Bank’s Board of Directors.