Panayiotis Mavromichalis is a Fulbright Scholar with an MBA from George Mason University and a CFA Charterholder since 2006. Mr. Mavromichalis is an Executive Director at Emergo Wealth and also a Member of the Management Committee of the LifeGoals Multi-employer Provident Fund. Mr. Mavromichalis is a seasoned professional with more than 20 years of experience in portfolio and asset/liability management. Over the years he has served in various senior executive and non-executive positions in both the Investment Services Industry and the Banking Industry. He has also served as a member of various Investment Committees, Risk Committees, Credit Committees, as well as Asset and Liability Management Committees. Over the years Mr. Mavromichalis has served as President and Board member of the CFA Society of Cyprus, a non-profit organization that promotes the highest ethical standards and professional excellence in the financial industry.