11th Banking Forum & FinTech EXPO

Chrysostomos Kridiotis is the Managing Director of Logicom Solutions, one of the largest technology solutions and services providers in Cyprus. He joined Logicom Solutions in 2018 to help with the setup of the Business Consulting practice of the company, focusing in providing a complete set of advisory services around Digital Transformation, Analytics and Cybersecurity. Previously, he served as the Country Lead for SAS in Cyprus and the Financial Services Lead for Bulgaria. Chrysostomos started his career in Citibank as a Risk Analyst and then in KPMG where he worked for the Financial Risk Management Department of the Firm. He holds a BA in Mathematics and Statistics from Macalester College in the US and an MSc in Operational Research from LSE in the UK.

Constantinos Herodotou is the Governor of the Central Bank of Cyprus (CBC) and a member of the Governing Council of the European Central Bank. Previously he served as an Executive Director at the CBC’s Board of Directors (2017-2019). He also held the position of the Commissioner of Privatisations in Cyprus (2014-2017). Before moving to Cyprus in 2014, most of his career was in investment banking at UBS Investment Bank in London, where he rose through the ranks to head concurrently two sectors: Shipping for Europe, Middle East and Africa and simultaneously Infrastructure & Concessions Advisory / Project Finance for Central & Eastern Europe. He has advised governments and global conglomerates on major financial transactions and strategy, totaling a value of over €50 billion. His experience includes among others structuring and heading complex negotiations, mergers and acquisitions, project concessions, listing companies on stock exchanges (NASDAQ and NYSE), structuring and raising equity and debt, corporate and financial restructurings and project finance. Constantinos Herodotou holds an MBA from London Business  School and a BSc in Economics from University College London.

Martin Neisen is responsible for the Governance, Risk and Compliance (GRC) practice at PwC Germany, which comprises a team of 500 experts on all GRC topics for banks, insurance companies and asset managers. He has extensive experience and technical expertise in the German and international financial services industry, with more than 20 years of project and audit experience. He is considered an expert in the implementation of regulatory requirements and solving problems that simultaneously concern regulation, risk management and accounting. Martin also heads the SSM Office of the PwC network, which brings together experts from all eurozone countries to coordinate cooperation with the SSM and the SSM-supervised banks. He is involved in the international project teams and leads PwC's global Basel IV initiative.

Dr. Elina Christofides is an Advisory Partner, in charge of Banking, at PwC Cyprus, who has been advising banking institutions, supervisory authorities and other clients in the financial services industry with a focus on governance, risk and regulatory compliance. She has over 20 years of experience in the sector both in an advisory capacity and from her prior roles at major global banking institutions in London. Elina studied Civil and Structural Engineering at the University of Cambridge, Trinity College, receiving a Master’s Degree (MEng). She then continued her studies at Imperial College London, where she obtained a doctorate (PhD) in Quantitative Finance.

Steven Libby started his career at PwC San Francisco before moving to the Luxembourg office where his focus has been primarily on the asset and wealth management (AWM) industry providing both assurance and advisory services. Steven is the leader of the PwC EMEA AWM practice, a member of the PwC Global AWM Leadership team and a Board member of the Luxembourg fund association. Steven’s client engagements involve providing assurance work for large international asset management and asset servicing players, as well as advice on product and industry trends. He services both traditional and alternative asset classes.

Born in 1967 in Cyprus, Phivos Stasopoulos has extensive experience in the accounting and banking industries. After graduating from the University of Manchester with a B.A. in Accounting, Finance and Econometrics, he joined KPMG in the UK, where he qualified as a Chartered Accountant. He returned to Cyprus to join Bank of Cyprus as Head of Debt Recovery. After serving in various posts, he became General Manager as Head of Corporate Banking. He left the Bank at the end of 2013 and for a period of almost 2 years he was providing financial advice to reputable Cyprus companies, primarily for debt restructuring. He is a Fellow member of the Institute of Chartered Accountants in England and Wales (ICAEW). He joined Hellenic Bank in April 2016 where he held the position of General Manager Business Division and was responsible for the Bank’s Corporate and SME portfolio. Since August 2021, he holds the position of Chief Banking Officer, responsible for the whole spectrum of Customer related activities and products (Corporate, SME, Retail, International ,Shipping, Products)

Miltiades Michaelas graduated from Aston University (BSc Management and Computer Science) and also holds an MBA in Financial Studies from Nottingham University. He is a Chartered Director as awarded by the Institute of Directors (UK), and was also an Associate of the Chartered Institute of Bankers. He has served in a number of executive positions and boards of directors with banks in different countries. He started his career in 1992 at Laiki Bank, where he held several roles for 7 years leading to the position of that of the Manager of the Nicosia Corporate and Institutional Banking. He then moved to Petrolina Group (1999 to 2001) where he held the position of the Group Financial Manager for 2 years. In 2001, he moved to Laiki Bank (Australia) Ltd, (since renamed to Bank of Sydney), as General Manager, a post he held for 5 years. From 2006 until 2013 he worked at Laiki Bank (Cyprus) as the General Manager of International and Financial Services. For 2013 to 2016 he served as the Director of International Operations and Real Estate Management Unit (REMU) (since 2015) at Bank of Cyprus. In 2016 he returned to Bank of Sydney and held the position of the CEO until 2023. In June 2023, he was appointed Managing Director of Alpha Bank Cyprus Ltd and an Executive Member of the Bank’s Board of Directors. 11th Banking, Forum & FinTech EXPO

Dimos Kapouniaridis has joined Eurobank in 2002. He is currently Deputy General Manager and Head of the Investment Banking & Principal Capital Strategies Unit of the Bank. Prior to joining Eurobank, he had worked for the Industrial and the M&A groups of Salomon Brothers and Salomon Smith Barney in New York and Los Angeles, as well as for the M&A group of Dresdner Kleinwort Benson in New York. He holds a Bachelor of Arts degree (major in Economics and minor in Mathematics) from Hamilton College in Clinton, New York.

Eliza Livadiotou is the Executive Director Finance since October 2019 and since October 2021 she has been an Executive Member of the Bank of Cyprus Board of Directors. She is responsible for Finance, Treasury, Strategy & Corporate Finance, Investor Relations, ESG, Real Estate Management, Restructuring & Recoveries, Regulatory Affairs, Procurement and Economic Research. She began her career in 1995 with the audit firm Arthur Andersen in Cambridge, UK, where she qualified as a Chartered Accountant. In 1999 she joined Bank of Cyprus, as Assistant to the Group Chief General Manager and in 2005 she moved to Finance division. Eliza studied Economics at the University of Cambridge (MA Hons).

Annita Pavlou holds the position of Manager Investor Relations and ESG of the Bank of Cyprus since 2020, after holding the position of Manager Investor Relations since 2016, and several positions in Treasury Department since 2000 when she joined the Bank. She is responsible for developing and strengthening the Group’s relationship with existing and new investors, analysts and rating agencies aiming to enhance interest in the Group's listed securities. She is also in charge the Group’s ESG program. She is a holder of a BSC in Mathematics and Statistics from the University of Cyprus and an MSc in Financial Mathematics from the University of Warwick.

Mr. George Agioutantis is the Chief Executive Officer and Executive member of the BoD of National Bank of Greece (Cyprus) Ltd since March 2023. Prior to his current role he has served as the Chief Executive Officer and Executive Board member of NBG Bank Malta Ltd, as well as the Chairman of the Board of NBG (Malta) Holdings Ltd, whilst before he held the role of Head of Business Strategy & Corporate Development at National Bank of Greece since 2014. Mr. Agioutantis started his career in 1995 in New York (USA) in investment banking/structured finance with bulge-bracket firms (UBS, Goldman Sachs, Citibank) and upon his return in Greece spent 12+ years in financial services advisory / consulting primarily working at Big-4 firms (EY, Arthur Andersen) and an additional 5+ years in commercial leadership positions with FinTech companies covering the EMEA region. His academic credentials include a Bachelor of Science (BSc.) in Finance and International Business from New York University (Leonard N. Stern School of Business) and a Master in Business Administration degree in Strategy & Operations from ALBA Graduate Business School (ACG).

Georgios Passalis is a Managing Director at Accenture, leading Advanced AI for Customer globally. He is also responsible for Accenture's Data & AI CoE located in Athens, Greece. He has been with Accenture for 12+ years helping Accenture’s global clients formulate, adopt and execute enterprise solutions combining Machine Learning, AI and Big Data. Georgios holds a PhD in Machine Learning from University of Athens, a MSc in Computer Science from University of Houston and a BSc in Computer Science from University of Athens. He has multiple publications in the Machine Learning domain on acclaimed journals and conferences.

Nikos Mourtzinos is the Cisco EMEA Service Providers Cyber Security Sales director. Before taking on this role, Nikos held the position of Sales Director for the Cisco Cyber Security business in Central Europe, overseeing Switzerland, Austria, Poland, Czech Republic, Slovakia, Romania, Hungary, Croatia, Slovenia, CIS, Serbia, and the Balkans. He has been with Cisco since August 2010. He is an experienced sales and technical professional with solid business development knowledge, a deep understanding of Cyber Security and the ICT market, trends, and technologies, combined with knowledge of operations. He has delivered presentations at significant conferences across multiple countries. Prior to joining Cisco, Nikos served as the Line of Business Manager of HP Network Solution Group. He worked for HP for ten years, and his main focus was the overall management of the “Network Solution Group” of HP Greece. Before his tenure at Hewlett-Packard, Nikos worked as a network consultant, gaining international experience at IBM Global Services Greece for five years. Nikos completed his studies in Electrical Engineering at the Faculty of Engineering, Aristotle University of Thessaloniki, and holds an M.Sc. in Data Telecommunications and Networks from the University of Salford, Manchester, UK. Additionally, he holds the prestigious Cisco Certified Internetwork Expert (CCIE) certification with the number 9763.

Nikolas Anastasiou is the Director of Business Solutions and Services of Logicom Solutions, focusing in providing software solutions and advisory services around Digital Transformation, Data and Analytics. Nikolas has also served as Head of Analytics and Digital of the Business Consulting Services of the company. Before joining Logicom Solutions, Nikolas has co-founded and served as Technology Director at Emergent Systems, specializing in providing analytics and business intelligence services in the financial sector. Nikolas holds BSc, MSc and PhD degrees, starting with mathematics and specializing in computing, from Imperial College London. He also obtained an MBA degree from CIIM where he also served for over 3 years as visiting faculty, teaching Data Mining, Decision-Making and Visualization.

Mr. Eleftherios Kororos was born in Athens and has a BSc in Electronic and Computer Engineering from University of Brighton and an MSc in Digital Electronics from University of Sussex in the UK. He started his career in the UK, working in the R&D units of major telecom and IT companies, including Nortel Networks, 3Com and Symbian. After returning to Greece, he continued his career at Accenture, where he spent 10 years specializing in the Technology areas of Financial Services Institutions. He was responsible for delivering major transformational programs, for banks in Greece, in Balkans, in South East Europe and in Middle East. In 2015, he transitioned to Intralot where from the role of Group Director of Engineering, he led the delivery and support of innovative solutions to more than 50 customers around the globe. Later, he undertook the role of Chief Technology Officer at the retail group Public focusing on the technological evolution and digital transformation of the company. He later joined Praxia Bank as the Chief Information Officer. In March of 2020, he joined NBG, leading the unit of New Core Banking System, focusing on the evolution of the Core Banking Platform, a strategic initiative of the Bank in the wider context of its Transformation Program. In December of 2021, he undertook the role of Group Chief Information Officer.

Andreas Artemiou has more than 30 years of professional experience in the Banking Sector, in the areas of credit risk, operational risk, capital management, data governance risk, strategy development and implementation, interpretation and implementation of supervisory and regulatory requirements, stress testing, risk analytics and modelling and supporting front line units to adopt sound risk management processes. Prior to joining Astrobank, Andreas worked for the Bank of Cyprus Public Company Limited for the period from 1992 until 2018 where he served in various managerial positions, the most recent being the position of the Manager of Risk Analytics, Capital Risk and Data Governance. He was later seconded to Bank of Cyprus UK (subsequently sold and renamed to Cynergy Bank Limited, UK), where he served as Chief Risk Officer for the period from 2018 until 2021. Upon his repatriation to Cyprus in September 2021, he joined AstroBank initially as Chief Financial Officer (CFO) and as from 01/07/2023 he holds the position of Chief Risk Officer (CRO) - Acting. Andreas is a Fellow of the Association of the Chartered Certified Accountants (FCCA) and Associate of the Institute of the Financial Services (ACIB).

Alexandros Emmanouil is a highly experienced IT professional who combines technical, problem-solving, and planning capabilities to successfully deliver large-scale technology and digital transformation projects for diverse industries in alignment with organizational goals. Specializes in developing and setting up cost-effective platforms, services and high-demand architectures to help business groups utilize IT innovations and improve time-to-market, resilience, scalability, security, functionality and productivity. Focus on analyzing business requirements and determining technology needs for creating solutions that service demanding multinational business environments. Enjoys being part of, as well as managing and motivating successful and productive international and multicultural teams in an agile environment.

Christos Eojourian is the Head of Technology & Digital at Hellenic Bank since August 2021. He joined Hellenic Bank in 2018 as Manager, Channels & Digital Products responsible for the Digital Strategy of the Bank. Christos has 15 years of experience in the financial services sector. He started his career in 2007 at UBS in London working within Prime Brokerage Technology before taking a senior role within the Hedge Fund Client Integration team at Bank of America Merrill Lynch (BAML). Prior to joining Hellenic Bank, Christos was a Director at BlackRock leading, a global team for the Aladdin platform, which provides portfolio management, trading, operations, compliance, and accounting tools. Christos graduated from the University College London (UCL) with a BEng degree in Electrical and Electronic Engineering

Think IT for the future, think young, dynamic and agreeable, and you have a snapshot of Nicolas. With his rock-solid background in computer science, software development and AI, Nicolas found his professional home at ECOMMBX some four years ago. As the Deputy Chief Technology Officer for the past two years, he combines the expertise required for complex projects with a keen interest in the latest technological advancements. Add to that his communication and people skills and you have a team player who supports the company’s quest for ‘a better way of doing things’ – both in terms of the company’s operation and the customers’ user experience. You can always count on Nicolas to welcome a technological challenge and persist until success puts a smile on his face.

George Kousis was appointed Executive Director Technology and Operations at Bank of Cyprus in February 2022. He is responsible for the Technology Strategy and Operations, Technology Projects and Service Delivery and Operations. He joined Bank of Cyprus in 1998 where he worked from multiple positions helping the Bank establish its Data Infrastructure including the Data Warehouse. In 2017, George led the Enterprise Architecture and Strategy function, setting the technical foundations for the Bank’s Digital Transformation initiative. In November 2017 he was appointed Manager Information Technology Services, and in 2021 he proposed the adoption of the Agile methodology and has been leading the implementation of a new ‘Value Stream’ based Technology Delivery Operating Model. Prior to working for Bank of Cyprus, George worked for a Financial Services startup and as a research associate at the University of Texas at San Antonio. George holds a BSc in Computer Science from the University of Arizona, and an MSc in Computer Science from the University of Texas at San Antonio, USA.

Spyros Loizou is the Chief Information Officer (CIO) at Eurobank Cyprus, leading the bank’s digital and business transformation initiatives. Spyros has over 14 years of experience in the financial services sector in Cyprus and the UK. He was previously employed by Morgan Stanley Investment bank in London where he was leading the quantitative risk modeling team with Technology and Data division before his repatriation to Cyprus to lead EY’s IT Advisory services as a Director in the local practice for a number of years. He has been awarded with a 1st class honors in BSc in Computing from Northumbria University at Newcastle and an MBA from the Cyprus International Institute of Management. He is also a Certified Information Systems Auditor (CISA), an ACL Certified Data Analyst (ACDA) as well as a certified ISO 27001 Lead Implementer.

Demetrios Tseas is a senior cryptocurrency risk analyst working for Ciphertrace, a Mastercard company. Publishes monthly global crypto-related regulatory newsletters and educational blogs. Authors Virtual Asset Risk Assessments (VERAs) which are in-depth assessments, that quantify the financial crime, cybersecurity, regulatory and reputational risks associated with exposure to a particular VASP. VERAs help financial institutions, issuers, acquirers, VASPs and other third parties to make informed risk appetite decisions, as well as document sound risk management decisioning in governance for regulators. VASPs can also leverage this analysis to understand how they are risk rated by the market as well as identify opportunities to strengthen compliance controls. Holds an MSc in digital currencies, has 35+ years of experience: 5 years in crypto, 18 years complementary experience in banking and 13 years in teaching.

Eleftherios Vlachogiannis, has an extensive experience in the financial services industry. He started his career in 1998 at Citigroup Inc., where he fulfilled various client-facing roles in Transaction Banking Services (Securities Services & Fund administration) across various markets (Greece, UK, Nordics, and Netherlands). In his current role, he is heading Transaction Banking Services for Eurobank S.A, having both product and commercial responsibility of Payments and Cash Management, Trade Finance and Securities Services Business. He holds a BA degree in Business Administration and Computer Science from the American College of Greece and an Executive MBA from ALBA Business School.

Ioanna Chini is a Senior Manager at Accenture Strategy & Consulting, focusing on providing advice to CIOs on pressing topics, such as IT strategy, Cloud, digital transformation, and new IT operating models. She has been helping clients shape and execute their IT strategy considering systems, processes, people and measurable goals to ensure delivery of change. Since joining Accenture in 2017 her primary focus has been financial services. Prior to Accenture she worked in London in academia and consulting, researching, advising on, and executing large transformation projects in different industries. She holds a PhD from the London School of Economics on international policy for the adoption of new technologies.

Mark Curmi is an established financial services professional having in excess of 18 years of experience in the European financial services landscape. Currently the CEO at Trumia Ltd, a regulated E-Money and Payment Services Institution operating in the EU/EEA. Previously a Director in KPMG Malta, responsible for the Banking, Financial Institutions and Digital Assets regulatory/compliance advisory services lines. He spent eight years at HSBC Group, predominantly holding roles in Commercial Banking. He was subsequently heavily involved in the establishment of fintech outfit Andaria Financial, and currently also holds the role of Independent Director and Chairman of the Risk Committee at Sparkasse Bank Malta plc.

Nikos Kininis has over 10 years of experience in Payments and Operations in the Forex and Binary industries. Among previous key positions, he has worked as eToro’s Payments Director and as FXTM/Alpari’s General Manager/Payments Systems Manager, where he was responsible for leading the Payment Systems’ functions while he worked closely with the board of directors on the planning and execution of the group’s strategy. Since 2021, Nikos has been leading Libertex's Risk and Payment Operations, implementing modernized procedures that have helped reduce fraudulent transactions while increasing transaction security and thus solidifying the company’s reputation in risk management. At the same time, new banking and payment providers have been introduced and processes were streamlined, with new payment processing projects currently in the pre-launch stage.

Panagiotis Polydoros has extensive experience and proven know-how in the field of payments, as he belongs to the Mastercard team since March 2017 holding the role of Business Development Director, where he was responsible, among other things, for developing new products and services for the geographical areas of Greece, Cyprus and Malta. Mr. Polydoros previous experience includes a position in Deloitte in the department of Strategy Consulting. Academically, he holds a Master's degree in Management from the London Business School and a graduate of the Department of Electrical and Computer Engineering of the Polytechnic School of Patras.

Logicom Solutions, member of the Logicom Group of companies, is one of the leading technology companies in the region and the digital transformation partner of choice for many Public and Private Organizations in Cyprus, Greece and Malta. Logicom Solutions provides end-to-end technology solutions and services spanning from strategic ideation and crafting of a digital vision to supporting organizations realize value through the right execution and implementation of technology projects. A partner of some of the most innovative technology companies in the world, companies like CISCO, Microsoft and Accenture, Logicom Solutions helps organizations transform and remain relevant and competitive in a new digital world.

eBOS is an innovative, client-focused, software company, providing state-of-the-art RegTech and Fintech solutions, which automate risk and compliance management for organisations on a worldwide basis, and lead them to digital transformation. With a rich product portfolio of web-based, technologically advanced, flexible and customisable software applications, we pride ourselves for being the pioneers in RegTech and Fintech. Our core offering – WiseBOS Suite - is a revolutionary fully-integrated business-aligned solution, designed to help manage risk, carry out customer due diligence and follow the best security standards, easily adaptable to the ever-changing business needs of companies. Headquartered in Cyprus, eBOS operates within a network of representative offices closely collaborating with strategic partners in the rest of Europe and the MEA region in general.

ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross- border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services.

Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed.

In short, our ECOMMVERSE is your go-to address for e-accounts and related products as well as a series of other services and benefits that make your business operate smoother and life easier.

Ellinas Finance is the leader in Alternative Financing in Cyprus, with over 30 years of experience and expertise in financing and other services. Ellinas Finance has helped a significant number of companies to launch, develop and expand their operations, while facilitating individual customers to achieve their personal goals.  At Ellinas Finance we have developed new fintech products and along with our innovative models we introduced instant credit facilities in the Cypriot market and fast access to liquidity for consumers. ELF’s main activities are short-term and medium-term lending to individuals and companies, factoring services, retail microfinance, private equity, international money transfers through the MoneyGram international payment system, payroll outsourcing, and insurance services.  The Group’s digital transformation has proved to be of great importance for the growth of its customer base and the company’s mission is to remain the leading non-credit financial institution of the island.

i-exceed is a FinTech company that powers the digital transformation of the world’s leading banks and EMIs. We provide the digital solutions to over 110 financial institutions and their 75 million customers. Our suite of solutions, Appzillon Digital Banking, comprises of pre-built omnichannel solutions that provide differentiated banking experiences for banks’ customers and staff. We specialize in Retail and Corporate Onboarding, Retail and Corporate Banking, Digital Branch, Assisted Banking and Digital Sales Enablement. Some of our flagship customers include Citibank, Bank of America, Bank of Valletta and TSB.

Η Infocredit Group αποτελεί τον κορυφαίο πάροχο λύσεων σε θέματα διαχείρισης κινδύνων με εμπειρία 50 χρόνων. H Infocredit Group προσφέρει υπηρεσίες Διαχείρισης Πιστωτικού Κινδύνου, Κανονιστικής Συμμόρφωσης, Συμβουλευτικές υπηρεσίες, Ανάκτησης Οφειλών, Τηλεφωνικού Κέντρου και Επαγγελματικής Κατάρτισης. Μέσα από το αναγνωρισμένο δίκτυο στρατηγικών εταίρων της, όπως LexisNexis Risk Solutions (RELX Group), VinciWorks, ICSA, MACM, eID και Finclude, η Infocredit Group στοχεύει στην ενίσχυση των επιχειρήσεων με μια αξιόπιστη και ολοκληρωμένη σειρά εργαλείων που μπορούν να τις βοηθήσουν στην εκπλήρωση των οικονομικών, νομικών και ηθικών τους υποχρεώσεων. www.infocreditgroup.com

Part of the Libertex Group, founded in 1997, Libertex is an online broker offering tradable CFDs with underlying assets being commodities, Forex, ETFs, cryptocurrencies, and others. Libertex also offers investments of real stocks. Over the years, Libertex has received more than 40 prestigious international awards and recognitions, including “Best Trading Experience” (Ultimate Fintech, 2023) and “Best CFD Broker” (World Finance, 2023).

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

In a world that is constantly evolving, our aim at PwC Cyprus is to find the right solutions to complex problems. We focus on quality and build strong relationships based on trust, creating value for our clients, stakeholders and society. Based on PwC’s new global strategy, “The New Equation”, we look at problems from different angles and present innovative solutions that make a difference and lead to sustained outcomes. More than 1100 people in Cyprus join forces with 364,000 professionals of our global network in 151 countries and create an experienced team that combines intelligent approaches, experience and technological innovation. Visit www.pwc.com.cy to discover the benefits we can bring to you.

Ask Wire is a real estate intelligence firm that specializes in enhancing banking underwriting decisions. Through our Real Estate Dynamics platform, banks can seamlessly revalue residential properties with our cutting-edge Automated Valuation Model (AVM) and get insights on real estate liquidity, discount to asking price, time on the market, etc. Beyond valuations, we offer comprehensive environmental risk data for all properties across Cyprus, ensuring banks make well-informed lending decisions. Awarded “Best Fintech for Real Estate, Europe” in 2022 by PanFinance, our solutions empower banks with the precision and insights needed to excel. Ask Wire: Revolutionizing banking real estate decisions.

Askotis Retail Ltd, a Cyprus-based furniture retailer, has been serving customers since 1999. In 2020, the company expanded by introducing monobrand shops for Minotti Cyprus and Rimadesio Cyprus. Our strong, long-standing relationships with these renowned manufacturers and their creative teams enable us to provide top-notch solutions to end-users and industry professionals. Our well-organized exhibition spaces, coupled with a dynamic team of architects and interior designers, allow us to offer innovative ideas using high-end products. We strike a perfect balance between ergonomic and aesthetic solutions for upmarket buildings. Our reputation in the furniture market has been built on prestigious individual projects and collaborations with well-known landmark projects.

Εstablished in 1990, EFFECT designs, develops and implements innovative, fully compliant software solutions for Private Banking & Wealth Management, Asset Management, Fund Management - Administration & TA, Pension Fund, Robo Advisory, Depositary Services, Custody Services, Βrokerage, Family Offices. The newly launched web based FIN/S adds value for its clients deploying optimal practices and technologies for Back, Middle and Front office operations, Risk Management and Regulatory Reporting and Compliance Operations. Learn more at https://effect.gr/  

Fortinet (NASDAQ: FTNT) secures the largest enterprise, service provider, and government organizations around the world. Fortinet empowers its customers with intelligent, seamless protection across the expanding attack surface and the power to take on ever-increasing performance requirements of the borderless network—today and into the future. Only the Fortinet Security Fabric architecture can deliver security without compromise to address the most critical security challenges, whether in networked, application, cloud, or mobile environments. Fortinet ranks number one in the most security appliances shipped worldwide and more than 500,000 customers trust Fortinet to protect their businesses.

ΙMR/University of Nicosia™ is an industry leader in the fields of market research, social impact research and strategic consultancy. It manages one of the largest market portfolios across Cyprus, which includes collaboration with Financial Institutions, ICT Companies, Commercial Enterprises, Government Services and Semi-Government Organizations. The Organization offers its clients an innovating 360^o business intelligence solution, which allows for real time data reporting and management. The Organisation’s team of experts begin by comprehensively assessing each client's unique needs, vulnerabilities, and objectives.  ΙMR/University of Nicosia™  excels in providing clients with actionable insights backed by data-driven analysis. By harnessing the power of advanced analytics and industry-specific expertise, the Organization delivers precise recommendations that enable clients to make informed strategic decisions. This data-centric approach not only enhances their competitive edge but also empowers them to adapt swiftly to market dynamics, ensuring sustained growth and success.

JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for over 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions. Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services. The services offered do not focus solely on payments but on the entire digital transformation spectrum and include digital trust services.

IMH is a leading Corporate Events, Media, Business Intelligence and Networking organisation with a vast annual agenda of over 300 conferences, business forums, exhibitions, investment summits, client events and business awards ceremonies. Organised by IMH in Cyprus and abroad, these are considered to be Cyprus’ largest business and professional networking platforms. Our Business Media Department publishes Cyprus’ two most popular monthly business magazines– IN Business and GOLD –and two digital media platforms, IN Business News and CBN (Cyprus Business News) with their Daily Newsletters providing executives with news and updates on the local business and economic landscape, in Greek and English respectively. Our Consumer Media Department operates REPORTER, one of the country's most popular news portals, as well as SUPER FM, Cyprus’ Number 1 Greek music radio station. IMH also participates in Cyprus Government, EU and other international organisations’ projects and programmes www.imhbusiness.com

Alpha Bank Cyprus Ltd has been operating in Cyprus since 1998. It offers a wide range of highquality financial products and services, including Retail Banking, SMEs, Corporate, International and Wealth Banking, as well as Investment and Insurance offerings. As part of the Alpha Bank Group, a leading financial sector group in Greece, its mission is to contribute to the Cypriot Economy by continuously developing and upgrading its products and services to meet the evolving demands of its individual and business Customers. The Bank takes an active role in supporting the Cypriot Economy and Society through initiatives that create value for its Customers, Employees, and the broader Community

Ancoria Bank is a Cyprus challenger bank that redefines the way its customers manage their finances through award winning services and smart solutions. Ancoria Bank offers a diverse range of banking products to both businesses and individuals, along with competitive terms and charges. Moreover, the Bank’s strong capital and liquidity position reinforces the stability it provides to its customers, ensuring a full banking experience. Ancoria Bank’s values-driven, people-centric strategy empowers its team members to grow and develop, making it a committed and innovative financial partner.

Established in 2008, AstroΒank operates a network of 15 branches and business units across Cyprus, offering innovative and technologically advanced products and services tailored to the needs of its local and international clientele. AstroBank’s operations are based on four pillars: Retail, Corporate/ SME, Private Banking, and International Business Banking (IBU). A leader in backing clean energy projects, AstroBank today is helping the island achieve its green transition by funding large clean energy projects and sustainable enterprise. Since its establishment, the bank has been working on boosting competitiveness and contributing to the country’s business environment. Clients can always rely on its team of highly qualified experts to deliver customised solutions and guidance. Private banking advisers guide clients on how to build their core portfolio with equity, bonds and funds or more sophisticated products, always providing alternative investment proposals to diversify and protect. At the same time, recognising the diverse needs of its international clientele, AstroBank’s IBU has designed a suite of products and services to meet their requirements.

The Bank of Cyprus Group is the leading banking and financial services group in Cyprus, providing a wide range of financial products and services which include retail and commercial banking, finance, factoring, investment banking, brokerage, fund management, private banking, life and general insurance. The Group’s digital infrastructure is proving successful, transforming the Bank to a modern, customer-centric hub offering banking and broader financial digital products and services in Cyprus. The Group has set the foundations to enhance its organisational resilience and ESG agenda and continues to work towards building a forward-looking organisation with a clear strategy supported by effective corporate governance aligned with ESG agenda priorities, aiming to lead the transition of Cyprus to a sustainable future.

Eurobank Cyprus stands out for its unique business model that focuses on Corporate Banking, Wealth Management, International Business Banking, Affluent Banking and Global Markets. Its products and services are tailored to meet the needs of its elite clientele. Since the commencement of their operations in 2007, the Bank has achieved impressive growth rates, strong capital adequacy, recurring profitability and excess liquidity. It maintains a network of eight Banking centers throughout Cyprus. Eurobank Cyprus is a Cyprus registered company, operates autonomously and is subject to all laws and regulations of the Republic of Cyprus.

Η Ελληνική Τράπεζα είναι ένας από τους κορυφαίους χρηματοπιστωτικούς οργανισμούς στην Κύπρο, παρέχοντας ένα πλήρες φάσμα τραπεζικών προϊόντων και υπηρεσιών σε επιχειρήσεις και νοικοκυριά. Με ισχυρή κεφαλαιακή επάρκεια, αυξημένη ρευστότητα και μειωμένο κίνδυνο στον ισολογισμό της βρίσκεται στην πρώτη γραμμή για τη χρηματοδότηση της ανάπτυξης και τη μετεξέλιξη των σημαντικότερων βιομηχανιών της χώρας. Η επιτυχία της βασίζεται στην πελατοκεντρική προσέγγιση, στο ευρύ φάσμα ανταγωνιστικών προϊόντων και υπηρεσιών που προσφέρει και στη χρήση προηγμένης τεχνολογίας και συστημάτων ελέγχου.

National Bank of Greece has presence in Cyprus since 1910 and operates as a separate legal entity under the name of NBG (Cyprus) Ltd since 1994. Today, the Bank operates with a modern business model mainly focused on corporate needs, through traditional and structured financing solutions, transactional banking & trade finance, card and deposit solutions to businesses and individuals. Our internet and mobile-banking facilities provide access to banking transactions 24/7. The Bank employs 130 staff and operates across 2 main branches in Nicosia and Limassol.

Through its representation of ten member banks, that hold more than 90% of market share and provide a full range of banking services, the Association of Cyprus Banks (ACB) is the voice of the Cyprus banking system. Its primary aim is to promote best practices for the interest of the banking sector and the local economy as a whole. The ACB is a non-profit organization through which common positions are formulated and promoted on banking and financial issues, when local legislative and governmental policies are determined. In communicating the industry’s views, the ACB cooperates closely with the Central Bank of Cyprus, the House of Representatives and various Ministries as well as other private and public bodies. The Association also has a close relationship with the European Banking Federation (of which it is a member), national banking associations and global organizations. This year, the ACB is celebrating its 50 years’ anniversary.

The Association of Cyprus Electronic Money and Payment Institutions (ACEMPI) was founded in 2021. Its stated mission is to promote and develop the electronic money sector in Cyprus, while protecting and representing its members’ rights and professional interests. Other key objectives of the Association include liaising with members and growing its network, conducting electronic money-related research and studies, gathering and evaluating information, and cooperating with the regulatory authorities – specifically with the Central Bank of Cyprus for initial discussions on issues relating to the electronic money sector.

ISACA Cyprus Chapter, the locally established chapter of ISACA International, is an independent non-profit organisation and its purpose is to help business technology professionals and their enterprises realize the positive potential of technology. Today, ISACA international serves more than 165,000 professionals in 180+ countries, who covers a variety of professional IT-related positions, information systems or IT auditors, internal auditors, governance, security and risk professionals, consultants, educators, and C-suite executives. They serve professionals in nearly every industry. ISACA engages in the development, adoption and use of globally accepted, industry-leading knowledge and practices for information systems and in the provision of the professional qualifications CISA™, CRISC™, CISM™, CGEIT™, CSX-P™, CDPSE™, ITCA™ and CET™.

The English-speaking white-collar communi­ty of Cyprus, which includes well over 50,000 entrepreneurs, managers and professionals, has been growing fast in recent years. Its members work­ in diverse sectors, including Shipping, Financial Services, ICT, Gaming, Media, Communications, Trading, Insur­ance, Supply Chain, etc. In 2023, building on the success of GOLD, the only monthly English-language business magazine in Cyprus, IMH launched CBN (Cyprus Business News), a new English-language portal, app and newsletter focused on business and investment. This new and ex­citing portal aims to become the daily source of information on business in Cyprus for all English-speaking professionals based on the island, as well as for hundreds of thousands of professionals all over the world wishing to do business with Cyprus. Through strategic collaborations with relevant bodies and organisations, CBN gathers the corporate news of all foreign companies and investments in Cyprus and disseminates it to the broader reading public.

The CBN Daily Newsletter is delivered daily via e-mail.

GOLD was first published in 2011 as the first monthly English-language business magazine in Cyprus. Today, it not only consistently promotes good business practices, focusing on the promotion of Cyprus as an international business centre, but has a unique readership, comprising High Net Worth Individ­uals, executives of international companies, and English-speaking Cypriot and non-Cypriot busi­nessmen and women.

As the flagship publication within IMH’s media brands, IN Business magazine, has a 16-year history, during which thousands of examples of good business practices by businesses and businesspeople, brands, commercial practices and developments have been showcased. The aim of IN Business was – and continues to be – the promotion of good Cypriot business. www.inbusinessnews.com

Owned and operated by IMH, Super FM has been on air since 1998, broadcasting from Nicosia. It is the number one music radio station in Cyprus, focused on playing the latest and most popular tracks. With live radio shows and perfect playlists that specialize in contemporary mainstream Greek music, Super FM celebrates music at its annual Super Music Awards ceremony.